Advanced Mortgage Services Ltd is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Advanced Mortgage Services is registered in England. Company registration number 4751565.

Cherry Tree House, 20 Inverleigh Road, Bournemouth, Dorset, BH6 5HA.

Advanced Mortgage Services Ltd website is only for the use by UK residents & is subject to the UK regulatory regime.

David Hindmarch

Mortgage & Insurance consultant

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Private Medical Insurance (PMI) is designed to cover the cost of private medical treatment for illnesses or injuries that are curable and short term (also known as ‘acute conditions’). Although having a PMI policy won't make such events any less stressful or upsetting, it can provide valuable peace of mind that specialist treatment will be available promptly, often at a hospital of your choice.

PMI is not designed to replace all NHS services as some services are outside the scope of private hospitals For example, Accident and Emergency and GP services.

There are a wide variety of health insurance policies available, ranging from budget policies offering a limited range of benefits to higher priced policies offering much more extensive cover.

As a private patient you will usually have the privacy of an en-suite room along with other comforts, such as a television and telephone. You can also build in cover for private dental treatment and optical. Also some new treatments may not be available on the NHS.

Health insurance usually does not provide cover for: Chronic conditions i.e. those that cannot be cured, GP services, Accident and emergency admissions.

Pre-existing conditions i.e. a health condition or medical problem that was diagnosed or treated before the insurance policy was taken out.

How I Can Help?

After discussing in detail your requirements I can establish the cover you specifically require and the amount you can afford to pay for this cover. I can then research a large number of providers to make sure that they meet your needs and obtain quotes from each company. I would then provide you with a recommendation as to which company I feel provides you with the best cover at the lowest premium.

I can then help in the application process by guiding you through the required questions, ensuring that all relevant information is detailed and recorded. This is particularly important because any medical history which is not disclosed could invalidate a future claim.  

An insurer may require a general practitioners report or medical screening. If these have been requested I will then make sure they are chased regularly to avoid unnecessary delays.

If you would like to know more information regarding Private Medical Insurance and to provide you with a personalised quotation Please Contact Me.

Private Medical Insurance Advice Adviser Broker in Bournemouth, Christchurch, Poole, Highcliffe, New Milton, Lymington, Ringwood, Ferndown, Dorset and Hampshire.